Recent Posts
Student Loan Repayment Plans Compared: Which One Fits Your Income?
Federal student loan repayment rules just went through their biggest shake-up in a decade. SAVE is gone, RAP just launched, and old plans are closing their doors. Here's a clear, no-jargon breakdown of every option left, so you can pick the one that actually fits your income.
By Elena Whitfield
A Financial Checklist for Your First Job Out of College
A step-by-step money checklist for new graduates starting their first job. Covers budgeting, emergency savings, student loan grace periods, employer benefits, and credit building, in the right order, so your first year of real income sets you up instead of setting you back.
By Elena Whitfield
Credit Score Myths vs. Facts: What's Actually True
Separating what actually affects your credit score from advice that sounds true but isn't. Learn what really matters, what to ignore, and how to build a strong score with simple, consistent habits instead of outdated tricks.
By Elena Whitfield
2 Budgeting Frameworks That Actually Work (With Real Numbers)
Two popular budgeting methods, broken down with real dollar amounts you can actually use. See how a typical paycheck gets split under each system, learn which one fits your money habits, and figure out how to stick with a budget for longer than a few weeks.
By Elena Whitfield